Financial Aid
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The University participates in several loan programs that offer help to students who need additional financial assistance. The purpose of all loan programs is to assist students unable to obtain sufficient support from other sources. Student loans must be repaid. Therefore, students are highly encouraged to borrow only what they need to cover direct educational expenses.

In order to qualify for assistance under any of the loan programs, the student must complete the Free Application for Federal Student Aid (FAFSA) and the DBU Supplemental Application for Financial Aid and Scholarships for the appropriate academic year. These forms are available from the Office of Financial Aid. A separate application process for each loan exists and must be completed by the student wishing to receive the loan.

Students who receive federal loans are required to complete online entrance counseling and electronically sign a Master Promissory Note (MPN) to secure their loan(s).   Students must also complete exit counseling upon their graduation or withdrawal from the University.  This exit counseling session is required by federal regulation and should be completed within 30 days of graduation or upon withdrawal from the University.  Students awarded loans must go online at to complete the process.


William D. Ford Federal Direct Loan Program

The Federal Direct Loan program consists only of the Federal Direct Unsubsidized Loan. This loan is secured from the Department of Education of the federal government. As of July 1, 2012, it is the only Federal Student Loan available to Graduate students.

The government does not pay the interest on an unsubsidized loan. The borrower is responsible for all interest that accrues on the loan even while in school.


The interest rate under the Federal Direct Loan program is a fixed rate. A portion of the loan amount may be kept by the lender to cover origination and loan insurance fees. Go to for more information, including repayment terms, deferment options, consolidation, origination and insurance fees, and other details.


Federal Direct Graduate (PLUS) Loan Program


Alternative Educational Loans

Most private student loan programs require a minimum of half-time enrollment status to be eligible to apply for assistance. However, some private lenders offer alternative educational loans for less than half-time enrollment. For more information, contact the Office

of Financial Aid. Students are required to complete the FAFSA and DBU Supplemental to determine eligibility for federal loans before securing higher interest private loans.

Hinson Hazelwood College Access Loan (CAL)

A state variable or fixed rate loan program. Information and application available online at

Minnie Stevens Piper Foundation Student Loan Program
Educational loans are available to Graduate/Professional students who are residents of Texas and enrolled full time. Loans cannot exceed $4000 per year for graduate/professional students. This is a private loan with an interest rate of six percent and must be repaid within four years after repayment begins. Please contact the Minnie Stevens Piper Foundation for loan application forms and more information. The foundation address is:

Minnie Stevens Piper Foundation
800 NW Loop 410, STE 200
San Antonio, TX 78216-5699

Phone: 210-525-8494


Fax: 210-341-6627



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